INVESTOR RELATIONS

Wachovia Reports 3rd Quarter Loss of $4.8 Billion Excluding $18.7 Billion of Noncash Goodwill Impairment and $414 Million Net Merger-related Expense; Results Reflect Pre-tax $4.8 Billion Credit Reserve Build

— Wells Fargo Merger on Track for 4th Quarter 2008 Close
— Businesses Remain Well Positioned and Committed to Serving Customers

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Press Release
Wells Fargo's merger with Wachovia to proceed as whole company transaction with all of Wachovia's banking operations

Investor Presentation
Wells Fargo and Wachovia: A combined premier financial services company

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Wachovia Corporation (NYSE: WB) is the nation's fourth largest bank holding company and third largest full-service retail brokerage firm. Our retail banking presence is predominantly on the East Coast, but also stretches across the Southeast and west to Texas and California.

We believe Wachovia's depth of expertise, breadth of products, multiple delivery choices, and financial strength create long-term value. Our goal is to be regarded as the nation's premier financial services company by doing what's right for shareholders, customers, communities, and employees.

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Wachovia common stock trades on the New York Stock Exchange (NYSE) under the ticker symbol WB. Before the September 1, 2001, merger of First Union and the former Wachovia, the common stock traded on the NYSE as FTU.

Information on this site dated after September 1, 2001, is provided under the Wachovia name, while historical information dated before September 1, 2001, is provided under the First Union name. Please note that historical information may have become out of date and should not be considered current. Wachovia does not undertake any obligation to update the information as a result of new information or subsequent developments. In addition, any forward-looking information is subject to various risks and uncertainties that could cause actual results to differ materially from expectations. Factors that could cause results to differ from expectations may be found in Wachovia's reports filed with the SEC.